NJCAIP Truck-Bus & Commercial Auto Insurance Help

What is NJ CAIP? Commercial Insurance for hard to insure risks.

Getting commercial truck or bus insurance in New Jersey is hard. Use the NJCAIP when you have been declined or cancled elsewhere.

Commercial insurance help in NJ

NJCAIP is the state of New Jersey mechanism for Commercially Registered Vehicles that are not insurable immediately in the NJ Voluntary or NJ Preferred Insurance Markets. Established January 1, 1984 under N.J.S.A. 17:29D-1 and implemented by N.J.A.C. 11:3-1.2, to provide coverage for a New Jersey commercial automobile risk unable to obtain coverage in the voluntary market.

NJCAIP NJ Commercial Auto-Truck-Bus Insurance.

NJCAIP is the state of New Jersey mechanism for Commercially Registered Vehicles, private passenger types, tractor trailer trucks, straight trucks, box trucks, buses, vans and others that are not insurable immediately in the NJ Commercial Vehicle Insurance Voluntary or NJ Preferred Insurance Markets.

NJCAIP Commercial Auto Insurance website helps consumers that need to insure trucks-vans-big rigs-buses and fleets. Producers and insurance companies use plan office line.

These types of risks may be referred to as “High Risk Commercial Truck Insurance” or “Non Standard – Assigned Risk Commercial Vehicle Insurance Plan”. This is where you go to find coverage when you can’t get insured elsewhere.

All commercial motor vehicles registered or principally garaged in New Jersey are mandated by law to maintain liability insurance, N.J.S.A. 39:6B et seq. Commercial auto-truck-van-bus-taxi insurance coverage may be obtained on a voluntary market basis or through a licensed producer certified by the New Jersey Commercial Auto Insurance Plan (NJCAIP).

Only NJCAIP Certified Producer Agents may offer this Commercial Auto Insurance coverage and transact these types of policies. Use the quote request form for assistance.

Get help from NJCAIP Certified Producer Agents with obtaining rates, qualifications and buying a policy for Vans, Straight Trucks, Contractors, Towing, For Hire Semi's and For Hire Specialty vehicles .

NJCAIP Coverage available for Vans, Straight Trucks, Contractors, Towing, For Hire Semi’s and For Hire Specialty vehicles (856) 863-5654.

What is Commercial Vehicle Insurance?

Commercial Auto Insurance or Business Auto Insurance insurance policies insures a businesses use of cars, trucks, vans, big rigs, buses and many other possible vehicles in the daily routine of business operations. Policy coverage usually include vehicles that may be owned or leased by the business, hired by the company, or possibly vehicles that may be owned by certain employees that are used for business purposes.

Here is a partial list of business types that find coverage from NJCAIP:

•Charter, Sightseeing & Tour Buses
•Shuttle Buses
•Limousines & Town cars
•Stretch Limousines
•Luxury Sedans/SUVs
•Shuttle Vans used for airport, employee transport or hotel & parking facilities
•Taxi (Rates are very high)
Church Bus, Charter Bus, Hotel Shuttle, Group Homes, School Buses, Limousines,   Kiddie Transports, Day Care Vehicles, Head Start Programs, Sightseeing Buses, Wilderness Expeditions, Social Service Vehicles
Trucking including tow trucks, logging, distributors, contractors vehicles, petroleum haulers, concession trucks, and auto haulers
Public transportation including limos, church buses, charter buses, social service, daycare, party buses, wilderness expedition, and private school buses
•Special transportation including driver training vehicles, ambulances, security vehicles, and daily auto rental. Ambulette & Ambulance:Non-Emergency, Emergency, Medical, Social Service, Handicap, Van & Bus Mobility.

Licensed and State Certified NJCAIP Producers-Transportation Coverage Specialists will help you find the right commercial vehicle insurance at the best price that is available to you.

For some policies outside NJCAIP you may qualify for one or more of the following discounts.

› Stackable discounts › Paid In Full › Business Experience › Package › Faster, easier payments › Direct-to-consumer billing › Flexible installment plans › No-interest financing › Low initial payments › Online and phone payments › Check, credit, money order, EFT accepted on certain policies.

NJ CAIP.ORG, NEW JERSEY COMMERCIAL AUTO INSURANCE PLAN HELP SITE IS THE FREE CONSUMERS ONLINE RESOURCE FOR NJ-NY-PA-DE COMMERCIAL AUTO INSURANCE AND BUSINESS OWNERS INSURANCE THAT HAVE NOT BEEN ABLE TO SECURE COVERAGE IN THE PREFERRED MARKETS

NJCAIP.Org Directory of State Certified NJ CAIP Producers Available for immediate consumer assistance. NJ CAIP.ORG IS THE ONLINE RESOURCE FOR NJ COMMERCIAL INSURANCE CONSUMERS THAT HAVE NOT BEEN ABLE TO SECURE COVERAGE IN THE PREFERRED MARKETS. THIS IS NOT AUTHORIZED BY,AFFILIATED WITH, NOR IN ANY WAY RELATED T0 AIPS0 ANY STATE INSURANCE AUTH0RITY,NOR ANY STATE APPROVED ASSIGNED RISK AUT0M0BILE INSURANCE PLAN. CERTAIN NJCAIP POLICIES MAY BE BOUND IMMEDIATELY AND PROCESSED SUBJECT TO NORMAL UNDERWRITING PROCEDURES AS SET FORTH BY THE NJCAIP PLAN MANUAL. POLICIES ARE ISSUED BY COMMERCIAL NJCAIP-LIMITED ASSIGNMENT DISTRIBUTION INSURANCE COMPANIES IN New Jersey (LADS). ONLY A NJCAIP INSURANCE CERTIFIED PRODUCER AGENT – TRANSPORTATION COVERAGE SPECIALISTS MAY BIND THESE STATE MANDATED POLICIES AND COVERAGE FOR YOU.

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